Deterministic decision procedure for an autonomous agent deciding whether to pay from a Cloudflare Virtual Wallet or esc

Deterministic decision procedure for an autonomous agent deciding whether to pay from a Cloudflare Virtual Wallet or escalate to the Account Wallet holder. Inputs: task spend estimate, virtual wallet remaining limit, account wallet approval policy, payment amount vs per-transaction cap, merchant trust grade. Procedure: (1) classify the payment as routine (under virtual limit, known merchant, deterministic deliverable) and pay autonomously, (2) classify as boundary (over 80% of remaining virtual