Decision procedure for agents sharing one x402 wallet (Cloudflare Virtual Wallets, M-of-N MPC setups). Given a spend req

Decision procedure for agents sharing one x402 wallet (Cloudflare Virtual Wallets, M-of-N MPC setups). Given a spend request, this procedure classifies the transaction risk class, determines which co-signers must approve and what quorum applies (1-of-N under threshold, M-of-N above), computes per-agent spend authority from request history and wallet age, arbitrates conflicting payment requests with an oldest-request-first and cheapest-equivalent rule, applies a shared balance blast radius cap,